
Insurance companies are now being mandated by many states to provide mental health coverage to their customers. However, having to provide this coverage doesn't guarantee that customers won't face rate hikes, stigmas, and other issues because they have mental healthcare services on their record. Insurance companies can see this history and often use it to label people as a higher risk to their insurance company because they have a medical history that is significant. When it comes to mental health, it seems like the risk is increased ten-fold, which is difficult for many people to handle.When you are being treated for depression and other mental health issues, a common medication that is used is Prozac. However, this is one medication that may or may not be covered depending on your insurance company. If you do get prescription coverage for Prozac, it will likely be with strict regulation or some type of stigma that follows you for the rest of your insured life. Many therapists and psychiatrists will no longer accept patients that cannot pay cash, even on a sliding scale, because they don't want to ruin their reputation when it comes to their health insurance coverage.Mental health has become much
.. more»